There are two methods available for obtaining a windstorm certificate. One method is for planned or ongoing construction the other is for construction already completed. We will discuss the method to be used for planned or ongoing construction in this message. Certification for planned or ongoing construction is done through the Texas Department of Insurance or TDI. The forms involved with certification through the TDI are the WPI-1, WPI-2, and WPI-8.
The WPI-1 is filed prior to beginning construction whether it be a simple project like replacing a roof or a more complex project such as a room addition. The WPI-1 is a form completed and submitted to the TDI which simply informs the TDI that the construction or repair is planned. It will include information such as the address and legal description of the property, the nature of the repair, contact information for the property owner and contractor doing the construction. The WPI-1 can be filed by anyone, owner, contractor, or engineer and is frequently required by the various city permitting departments before they will issue permits for the work to be done. I suggest letting the engineer do the initial filing of the WPI-1 because it makes it easier for modifications to the permit to be made later if it becomes necessary. The WPI-1 can be filed online and can be printed out immediately after it is completed. The TDI does not approve the WPI-1 they simply record it for further reference.
The WPI-2 is a form which must be filled out and submitted by either an inspector employed by the TDI or by a licensed engineer approved by the TDI as a Qualified Inspector after all construction is completed. Ideally the inspector or engineer will have made several inspections during the course of the project and should be able to fill in the WPI-2 without difficulty. The WPI-2 is filled out on line and then a printed copy is signed by the engineer and mailed or faxed to the TDI engineering department in Austin where it will be reviewed by the staff at TDI.
When the WPI-1 and WPI-2 have been properly submitted and approved by the TDI engineering staff the TDI will issue a WPI-8. The WPI-8 is your Windstorm Certificate. This is what you present to your insurance company in order to acquire windstorm insurance for your property. This may take several weeks.
While this sounds like a tedious process it really isn’t too difficult. You can make it easier and smoother by getting an engineer or TDI inspector involved in the process early. This will help eliminate mistakes early in the process and increase the likelihood getting your WPI-8 without problems.